Interchange


Cardholder transaction$100.00
Interchange fee$1.70
Card network pays acquirer$98.30
Acquirer pays merchant$97.80
Processing fee paid to acquirer$0.50
Interchange rate1.70%
Merchant discount rate2.20%

Variable Categories
Bank19 banks
Credit Card TypeGeneral Purpose
Private Label
Product TypeCo-brand
Oil and Gas Co-Brand
Affinity
Student
Other
Network TypeVisa
MasterCard
American Express
Discover
Other
Reward TypeCash
Miles
Other
None
Fee TypeNo fee
Annual fee
Monthly fee
Annualized Fee Amount0 dollar
0-60 dollar
60-120 dollar
120+ dollar




RESOURCES

https://docs.xft.finance/learn/flows/payments/credit-card

https://www.federalreserve.gov/econres/feds/files/2023007pap.pdf














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